After a recent radio show, someone commented on how I focused on not just financial issues but had guests dealing in various areas of life planning on my show.
“Wouldn’t it make more sense to talk about investments and products like the guys on TV?”
I took a deep breath and explained, there are many people offering investment advice (myself included) but what I am trying to do is go beyond products and returns. I want my listeners to realize planning for their retirement goes beyond the value of their 401k. It involves setting goals, celebrating milestones, and envisioning the lifestyle they want.
It means understanding their current position, identifying strengths and weakness and creating strategies for their unique situation not a “boiler plate cure-all”. I also want them to realize the importance of preparing now for when they are gone.
I want them to understand the importance of a healthy lifestyle and the possibility of living twenty, thirty years past traditional retirement, maybe even longer.
I want them to rethink and recreate the old ideas of retirement no longer thinking of it as the “beginning of the end” but to enter this new stage of life prepared and ready to live it like they own it‼
Thursday, July 22, 2010
Friday, July 9, 2010
July 4, 1965
Celebrating the Fourth of July last week got me thinking about the fun we had as kids on the holiday. We lived in Lawrence but had a camp in Georgetown (about 12 miles) where we spent time during the summer. The neighborhood was summer camps and year-round homes built around Rock Pond where we spent most of our time boating, swimming and fishing.
Most of the residents were belonged to the Association, the money paid to the Association maintained a private beach and provided activities during the summer at the Hall. The Hall was a small function room with a bar in the back, on weekend afternoons the men would play bocce for beers (losers pay) and the evenings there would be a dance or bingo for the kids.
The Fourth was the day we waited for early in the morning we would start getting ready for the first event of the day was the races. We would line up by age when the starter gave us the go, we would charge to the finish line the winner would receive a ribbon everyone else – nothing.
Next, the watermelon-eating contest, tables of ice cold melon triangles laid out; pick your wedge, hands behind your back, go! No manners needed here, three or four bites and it was over, you looked around the table and your friends and competition had cheeks full of fruit and juice running out of their mouths.
Then hot dogs, hamburgers, Orange Crush and Coca-Cola, a quick swim, and off to the center of town for the parade. Back for more swimming and hanging with your friends, after supper, it would be time to go to the carnival at the schoolyard and a giant bonfire would finish the day.
Most of the residents were belonged to the Association, the money paid to the Association maintained a private beach and provided activities during the summer at the Hall. The Hall was a small function room with a bar in the back, on weekend afternoons the men would play bocce for beers (losers pay) and the evenings there would be a dance or bingo for the kids.
The Fourth was the day we waited for early in the morning we would start getting ready for the first event of the day was the races. We would line up by age when the starter gave us the go, we would charge to the finish line the winner would receive a ribbon everyone else – nothing.
Next, the watermelon-eating contest, tables of ice cold melon triangles laid out; pick your wedge, hands behind your back, go! No manners needed here, three or four bites and it was over, you looked around the table and your friends and competition had cheeks full of fruit and juice running out of their mouths.
Then hot dogs, hamburgers, Orange Crush and Coca-Cola, a quick swim, and off to the center of town for the parade. Back for more swimming and hanging with your friends, after supper, it would be time to go to the carnival at the schoolyard and a giant bonfire would finish the day.
Friday, July 2, 2010
The Mike Bonacorsi Two Minute Retirement Readiness Update- Social Security
Mike Bonacorsi is a CERTIFIED FINANCIAL PLANNER™ professional, author of the book Retirement Readiness; Creating Your Vision, Knowing Your Position, and Preparing for Your Future, and host of the Mike Bonacorsi Show on WSMN Radio. The Focus of his practice is helping clients create plans and strategies for retirement built around the key areas of Lifestyle, Wealth and Health. Mike believes that retirement planning is more than just the value of your 401k.
When are you going to start collecting your Social Security Benefit? This is not a decision to be taken lightly. There are options available and each has it’s pros and cons.
When are you going to start collecting your Social Security Benefit? This is not a decision to be taken lightly. There are options available and each has it’s pros and cons.
Take A Break, It’s Good For You
We just returned from a week’s vacation in Georgia visiting my mother. I gained a few pounds, played some golf, and spent time with relatives, some I haven’t seen in over forty years. My mother lives in is a small Mayberryesque town in central Georgia, similar to the size and feeling we see throughout New England.
It is nice to get away. A break in your day- to- day routine gets you out of the mechanical doldrums you settle into and wakes you up, physically and mentally. While on vacation I managed to stay away from business (except for the occasional phone call or email), I feasted on the local food (I can still taste the fried chicken, and greens), and we enjoyed travelling through the area with my mother and her brother Jack as our tour guides.
This was the perfect time to get away and relax and recharge, the first half of the year was ending and I am getting ready to charge full stride into to the second half with renewed enthusiasm. Breaking your daily grind whether you take time off, start a new project, even something as simple as rearranging your work area (move your desk to give you a different view) can make a difference.
It is nice to get away. A break in your day- to- day routine gets you out of the mechanical doldrums you settle into and wakes you up, physically and mentally. While on vacation I managed to stay away from business (except for the occasional phone call or email), I feasted on the local food (I can still taste the fried chicken, and greens), and we enjoyed travelling through the area with my mother and her brother Jack as our tour guides.
This was the perfect time to get away and relax and recharge, the first half of the year was ending and I am getting ready to charge full stride into to the second half with renewed enthusiasm. Breaking your daily grind whether you take time off, start a new project, even something as simple as rearranging your work area (move your desk to give you a different view) can make a difference.
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